| Whether we manage your account or help you with your investment selections, our process is based on: | |
|---|---|
| Independent Investment Research | Value-Based Analysis |
| Tactical Asset Allocation | Risk Management of Portfolio Volatility |
| Globally Diversified, Multi-Asset Class Portfolios | |
- We manage investment accounts (portfolio management), or, at the client's request, strictly provide consultative investment advice, for clients who manage their own accounts. Our portfolio management fee is based on a percentage of the assets under management, and our fee for consultative advice is based on a per-project fee or monthly retainer.
- Our managed accounts are invested using a variety of investment vehicles including actively managed no-load mutual funds, index funds, exchange-traded funds and fixed income products.
- We have developed a disciplined approach to asset allocation, cost control, diversification, and rebalancing that adds value and reduces risk. When we make recommendations it's because we believe there's a sound theoretical and practical foundation.
- Our managed accounts are globally diversified and comprised of many different asset classes with different characteristics of return, risk, and correlation to each other, and includes large-cap, mid-cap and small-cap US stocks, as well as international stocks, bonds and cash. Our accounts are proactively managed but we do not try to time the market – steady wins the race.
- We do not act as brokers, dealers or underwriters and do not derive any income from broker trading commissions. We do not have legal custody of our client's assets. Instead, we are given the limited discretion to trade our client's accounts, receive duplicate statements, invoice client accounts for our fees and make cash distributions directly to our clients at their request. Charles Schwab & Co., Inc. has been selected as Cela Advisors' primary custodian.